Commercial finance is lending that's designed for commercial businesses rather than personal or individuals. It's another term for business funding or business finance and comes in a range of different finance facilities.
If you own or are looking to own your business premises, our team can help.
If you are a trading business that is looking to purchase, refinance or renovate a commercial premises we can tailor make a package to suite your individual needs. Our extensive panel of funders understand the needs of UK businesses, and have created a strong range of products to support your requirements. We have supported first time buyers and experienced commercial property owners with complex and simple requirements.
Birmingham Money are here to help you navigate through the options and funders in the commercial mortgage space. We pride ourselves on fully understanding your requirements and introducing the most appropriate solutions to your individual situation. Whilst the cost of funding is important, we will consider all the factors that are important to you including, cash flow of your business, when you need the funding, term of funding required, deposit requirements, and any clauses within the funders’ offers of finance. Our transparent and upfront approach allows you to make a fully informed decision.
We provide funding solutions for:
- Office, Retail and Commercial Units
- Warehouses
- Operating company/Property company deal (opco propco)
- Professional Practices
- Care Homes
- Licensed premises and Hotels
- Land and agricultural
Terms available:
- Up to 30 year terms
- Up to 80% loan to value or 100% funding with additional security
- Interest only periods
- Fixed and variable options
Can Birmingham Money help?
Absolutely yes. We have the experience, the knowledge and friendly, helpful colleagues who like nothing more than taking a brief from you of your requirements, undertaking all the leg work for you and completing the puzzle, culminating in the absolute best product.