This site is currently under maintenance, as we have moved from being an Appointed Representative to now being Directly Authorised by the Financial Conduct Authority.
Birmingham Money is registered with the Data Protection Act 1998 registration No.ZB654910
and is authorised and regulated by the Financial Conduct Authority. Registered Office: 53 High Street, West Bromwich, B70 6NZ. Registered in England and Wales. FCA Number: 1032127. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Residential and Buy to Let Remortgages
So you love where you live, your house, your area, or your portfolio of buy-to-let properties, but you could do with a little financial health boost and you really don’t want to move house or sell any of your buy-to-lets? Then, a re-mortgage is the product for you. Re-mortgaging is a simple way to release equity from your property (or properties). It is generally taken out at the end of the current term and can be used for a number of different reasons.
You might be finding times a little tough, so a re-mortgage is a great way of being able to consolidate other debts, pay for a wedding, buy a new car, renovate the kitchen or general home improvements. The possibilities are endless. Re-mortgaging with Birmingham Money can be a little like giving yourself a financial makeover, a financial health boost as it were.
As independent mortgage brokers, we have access to the whole of market, so are in the perfect position to find you a better, more favourable deal. We’re not biased towards any particular lender, so you can be assured that we have your best interests at heart – and not those of the lender.
Re-mortgaging is also a great way of lowering your monthly payments. But, be aware, that it does mean that your new term will probably be a longer one, so whilst you’re enjoying your lower payments and home improvements, you’re actually taking longer to pay them off which also means you’ll be paying more for your debt in total.
Call us for a chat and see how Birmingham Money can help.